Mortgage Broker Serving WA, OR, ID, GA, FL & TX

Home Purchase

Buying a home is one of life's biggest investments. We offer expert guidance and personalized loan options to help you build equity and move forward with confidence.

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Mortgage Refinance

Looking to lower your monthly payment, tap into equity, or pay off your home faster? We’ll help you explore the best refinance options to meet your financial goals.

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Mortgage Programs

From first-time homebuyer loans to investment property financing, we offer a full range of mortgage programs tailored to your specific needs and goals.

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Your Trusted Mortgage Broker for Home Loans & Refinancing

At LoanZilla, we’re proud to be a leading mortgage broker based out of Kirkland, WA, serving homebuyers and homeowners across Washington, Oregon, Idaho, Georgia, Florida, and Texas. Whether you’re purchasing a home or refinancing, our experienced team provides expert guidance, competitive rates, and a streamlined mortgage process tailored to your needs.

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Benefits of Fixed Loans

Minimum 3% down without assistance or 0% down with down payment assistance!
Minimum credit score 620
PMI drops off automatically at 78% loan-to-value or at 80% upon request if the lender approves.
Escrows can be waived under certain circumstances

5-star Customer Reviews

"We worked with Rick Trepus, and he was fantastic through the whole process. Due to Covid-19 and the state and federal responses, there were numerous logistical and policy changes that came into play, and Rick was able to help us navigate through all of that, and he always took the time to answer questions we had. Despite all the extra challenges, we were able to get a good rate and close on time. I'm very happy with our experience with Rick and LoanZilla."
Jonathan McAfee
"Rick and Clint have done multiple mortgages and refinances for us and they're as good as it gets. A couple have been pretty typical and they got us outstanding rates and low costs on loans that we're better than anything else we shopped for by far. We've also had to string together some pretty interesting financings and that's when they've really shined- they're creative and know the business inside and out so they're the guys you want working on your behalf. No corporate sales BS, no pushy mortgage brokers trying to get the best deal for themselves. There's a reason these guys built their business on referrals- they're the best!"
Andy Campbell
"Clint kept us informed of all the details along the process, we were able to close before projected date even during covid-19, he found us great affordable interest rate and was always available to offer advise. No hidden tricks, transparent services. I would highly recommend LoanZilla, these guys are the BEST!"
Jennifer Steeves

Areas We Serve

We proudly serve the entire states of Florida, Georgia, Idaho, Oregon, Texas, and Washington, including the areas listed below:

Florida

• Cape Coral • Fort Lauderdale • Hialeah • Jacksonville • Miami • Orlando • Pembroke Pines • St. Petersburg • Tallahassee • Tampa

Georgia

• Albany • Athens • Atlanta • Augusta • Columbus • Johns Creek • Macon • Roswell • Sandy Springs • Savannah

Idaho

• Boise • Caldwell • Coeur d'Alene • Idaho Falls • Lewiston • Meridian • Nampa • Pocatello • Rexburg • Twin Falls

Oregon

• Beaverton • Bend • Corvallis • Eugene • Gresham • Hillsboro • Medford • Portland • Salem • Springfield

Texas

• Arlington • Austin • Corpus Christi • Dallas • El Paso • Fort Worth • Houston • Laredo • Plano • San Antonio

Washington

• Bellevue • Bothell • Edmonds • Issaquah • Kirkland • Redmond • Sammamish • Seattle • Shoreline • Woodinville

Your Trusted Mortgage Broker

Serving Washington, Oregon, Idaho, Georgia, Florida & Texas

Your Trusted Mortgage Broker for Home Loans & Refinancing

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Minimum 3% down without assistance or 0% down with down payment assistance!

Minimum credit score 620

PMI drops off automatically at 78% loan-to-value or at 80% upon request if the lender approves.

Escrows can be waived under certain circumstances

Areas We Serve

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