FHA Loans

Buy a Home With As Low As 3.5% Down Payment

Whether you are buying your first home, or you are an experienced buyer, we can help you choose the right loan and give you customized rate quote analysis.

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About FHA Loan

Insured by the Federal Housing Administration (FHA), these home loans are government-assisted alternatives to conventional financing, and were originally offered by FHA lenders to first-time home buyers with imperfect credit. FHA loans are now available to a wider customer base and are even popular options for homeowners looking to refinance.

FHA mortgage loans provide more flexibility in credit, income, and equity/down payment requirements, and are great alternatives to conventional loans. They include a Mortgage Insurance Premium (MIP), and a monthly mortgage insurance premium (MMIP).

Benefits

as low as 3.5% down

  • 3.50% minimum down payment required on purchase.

  • Minimum credit score 580

  • Fixed and adjustable rates are available.

  • No prepayment penalty

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Who can get an FHA Loan?

Almost anybody can get an FHA loan. There are no income limits. However, there are limits on how much you can borrow. In general, you're limited to median home prices in your area. To find the limits in your region, visit HUD's Website.
To qualify for an FHA loan, you'll need to have reasonable debt to income ratios. You don't need perfect credit but you will need to have a credit score of at least 580.

Are you ready to get started?

Talk to any of our experienced and licensed Mortgage Advisors who can answer all your questions, provide you with rate quotes and help you find the best loan suitable for you.

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Areas We Serve

We proudly serve the entire states of Florida, Georgia, Idaho, Oregon, Texas, and Washington, including the areas listed below:


Florida

• Cape Coral • Fort Lauderdale • Hialeah • Jacksonville • Miami • Orlando • Pembroke Pines • St. Petersburg • Tallahassee • Tampa


Georgia

• Albany • Athens • Atlanta • Augusta • Columbus • Johns Creek • Macon • Roswell • Sandy Springs • Savannah


Idaho

• Boise • Caldwell • Coeur d'Alene • Idaho Falls • Lewiston • Meridian • Nampa • Pocatello • Rexburg • Twin Falls


Oregon

• Beaverton • Bend • Corvallis • Eugene • Gresham • Hillsboro • Medford • Portland • Salem • Springfield


Texas

• Arlington • Austin • Corpus Christi • Dallas • El Paso • Fort Worth • Houston • Laredo • Plano • San Antonio


Washington

• Bellevue • Bothell • Edmonds • Issaquah • Kirkland • Redmond • Sammamish • Seattle • Shoreline • Woodinville