Financial and income documents
Most recent pay stubs covering the last 30 days
W-2s for the last two calendar years
Two most-recent statements for all checking, savings, CD, money market, and/or securities-brokerage accounts (please include all pages)
Most recent statements for all retirement accounts (IRAs, SEP-IRAs, 401-(k)s or 403-(b)s)
Most recent statement of stock options, employee stock option purchase plans, and similar if you’re using them as part of the down payment or for closing costs
Federal tax returns (1040s) for the last two calendar years; please include complete returns with all schedules filed
YTD Profit & Loss Statement if you’re self-employed or an independent contractor
All federal K-1s, partnership returns (1065s) and corporate or S-corp. returns (1120s or 1120-Ss) for the last two calendar years
Property documents
Mortgage, real estate tax, and insurance premium statements for all properties currently owned
Leases on all rental properties you may own
Personal documents
Complete bankruptcy papers, if applicable
Divorce decree and settlement statements to verify receipt or obligation to pay alimony and/or child support and to verify the division of assets/liabilities
Proof of identity
State-issued driver's license or passport showing your date of birth to satisfy Patriot Act requirements
If not a U.S. citizen: a resident alien card (front and back); resident alien application or H1B or L1 Visa plus passport as applicable