Washington's Leading Mortgage Broker

Secure Your Home Loan with Washington's Trusted Mortgage Broker

Whether you are purchasing your first home or refinancing, Loanzilla is here to help. We provide personalized mortgage solutions and competitive rates across Washington. Let our expert team guide you through the mortgage process to find the best options tailored to your needs.

About Washington Mortgage Services

As Washington's leading mortgage broker, Loanzilla offers a wide range of mortgage solutions tailored to meet the needs of home buyers and homeowners across the state. Whether you are purchasing your first home or looking to refinance, we provide flexible options with competitive rates. Our services cater to those with diverse credit backgrounds, ensuring that you find the best mortgage solution in Washington.

Washington mortgage loans provide flexible credit, income, and down payment requirements, making them a great alternative to conventional loans. We offer both fixed and adjustable-rate options, and our expert team will guide you through the entire process, ensuring a smooth and successful mortgage experience.

Benefits
Benefits

Flexible Options and Competitive Rates

  • 3.50% minimum down payment available for first-time home buyers.

  • Ultra-low rates available for buyers with top credit and larger down payments.

  • Minimum credit score 580 for qualifying loans.

  • Fixed and adjustable-rate mortgages available.

  • No prepayment penalties.

Washington's Real Estate Market Overview

The Washington real estate market continues to show strong growth, with home prices rising steadily across the state. In July 2024, the median home price in Washington was up 7.0% year-over-year, reaching $652,600. This growth reflects the robust opportunities for both home buyers and those looking for the best mortgage rates in Washington.

As a leading Washington mortgage broker, Loanzilla is here to help you navigate this competitive market. Whether you're purchasing your first home or refinancing, we offer personalized mortgage solutions tailored to your needs.

Washington Real Estate

Top Metros in Washington for Real Estate Growth

Washington's real estate market is booming, with certain metros experiencing significant growth in home prices. Whether you're looking to buy in Bainbridge Island, Kirkland, Kenmore, or Redmond, Loanzilla offers competitive mortgage solutions to help you secure your dream home.

  • Bainbridge Island: 37.1% growth in sales price

  • Kirkland: 26.6% growth in sales price

  • Kenmore: 26.1% growth in sales price

  • Camas: 24.6% growth in sales price

  • Redmond: 23.5% growth in sales price

Washington's Housing Demand and Supply

The Washington housing market is experiencing a significant increase in supply, with 27,796 homes for sale in July 2024, up 19.8% from the previous year. This increase in inventory gives buyers more options, but it also indicates a shift towards a more balanced market.

Loanzilla, a trusted Washington mortgage company, offers competitive mortgage rates and expert advice to help you make informed decisions in this dynamic market. Whether you're in a highly sought-after area like Bothell or Redmond, our team is here to guide you every step of the way.

Washington Real Estate Market Predictions

Looking ahead to the rest of 2024 and into 2025, the Washington real estate market is expected to continue its upward trend. Home prices are projected to rise, especially in rapidly growing metros like Redmond and Sammamish. With a strong job market and favorable economic conditions, Washington remains a desirable location for both buyers and sellers.

Loanzilla is committed to providing the best mortgage rates in Washington and tailored mortgage solutions that align with your financial goals. Whether you're buying your first home or looking to invest, now is the time to explore the opportunities in Washington's thriving real estate market with Loanzilla by your side.

Nearby Locations We Serve (But Not Limited To)

Ballard Bellevue Bothell Carnation Clyde Hill Cottage Lake Duvall East Side Eastside Edmonds Fremont Green Lake Issaquah Juanita Kenmore Kirkland Lake City Lake Forest Park Magnolia Medina Monroe Mountlake Terrace Mukilteo Northgate Redmond Sammamish Seattle Shoreline University District Woodinville Yarrow Point

Are you ready to get started?

Talk to any of our experienced and licensed Mortgage Advisors who can answer all your questions, provide you with rate quotes, and help you find the best loan suitable for you.