![Fixed Loan icon](img/icons/house (2)-sm.png)
as low as 3% down
30-, 25-, 20-, 15- and 10-year terms available
As little as 3% down without assistance or 0% down with down payment assistance
Refinance up to 95% of your primary home's value
![Adjustable Loan Icon](img/icons/data.png)
as low as 3.5% down
3/1, 5/1, and 7/1 ARMs. Monthly payments based on a 30 year repayment schedule
As little as 3.5% down
The rate stays fixed for the first 3, 5, or 7 years (depending on chosen term), and then adjusting annually thereafter.
![FHA Loan Icon](img/icons/purchasing-sm.png)
as low as 3.5% down
Minimum credit score usually 620.
Post-bankruptcy qualifying - 2 years after.
Post-foreclosure qualifying - 3 years after.
![USDA Loan](img/icons/037-nature.png)
as low as 0% down
Property must be located in eligible area (rural/less populated areas)
Purchase and Refinance loans available for Primary Residences
Refinance loans only available to current USDA mortgage loan holders
![VA Loan Icon](img/icons/040-medal.png)
as low as 0% down
Exclusive benefits for military and veterans.
Higher allowable debt-to-income ratios than for many other loans.
Competitive interest rates that are routinely lower than conventional rates.
![Reverse Loan](img/icons/018-money-3.png)
homeowners - 62 years or older
Line of Credit option provides a “safety net” for the unexpected
Monthly mortgage payment is not required (1)
Lifetime Monthly Income is an option